Economic Survival

What if I pay off my car loan early?

Approximately say it will hurt your credit score to pay off your automobile loan early. Here’s what really happens. View full post on Bankrate.com: Advice Headlines



Choosing the best bank for road-trippers

Here’s what to look for in a bank when choosing one to fill your multistate needs. View full post on Bankrate.com: Advice Headlines Related Blogs Related Blogs on Bank Related Blogs on Best Related Blogs on choosing



Is it time to refinance a mortgage?

Reckon beyond the plain vanilla 30-year fixed — another option may suit you better. View full post on Bankrate.com: Advice Headlines



Should elderly couple buy a new car?

If you have a low-mileage automobile, you could keep it. Reckon about these pros and cons before trading. View full post on Bankrate.com: Advice Headlines



How to avoid IRA early withdrawal penalty

You can tap IRA money early without paying a tax penalty if you annuitize it in an IRS-sanctioned way. View full post on Bankrate.com: Advice Headlines



Little room to haggle on student debt

Trying to make a student loan discharged? You may face a three-pronged eligibility test. View full post on Bankrate.com: Advice Headlines



CD rates crystal ball is cloudy

When will CD rates finally start to show a small upward movement? Probably not anytime soon. View full post on Bankrate.com: Advice Headlines



401(k) withdrawal rules can be tricky

You lose the separation-from-service exception to avoid a tax penalty if you roll over funds to an IRA. View full post on Bankrate.com: Advice Headlines



Short sale may not kill new-home dreams

Typically, a small sale cripples hopes of landing a new loan. But approximately borrowers have more luck. View full post on Bankrate.com: Advice Headlines



Will credit problems move with you?

When credit is tight, lenders are pickier — and a go to a different region won’t decipher your problems. View full post on Bankrate.com: Advice Headlines



Can parents pay off student loan?

It is legal for parents to use home equity to pay off a student loan. But there are other concerns. View full post on Bankrate.com: Advice Headlines



Check closing costs before refinance

The choice to refinance and capture a lower mortgage rate depends greatly on closing costs. View full post on Bankrate.com: Advice Headlines



Taxes loom large in college savings choice

Remember tax law when choosing the right college savings plot for your grandchild. View full post on Bankrate.com: Advice Headlines



Shore up credit before you refinance

Checking your credit score and paying off debt can improve the likelihood of landing a mortgage refinance. View full post on Bankrate.com: Advice Headlines



Lease a cheaper new car vs. buying used

Carmakers usually lease expensive cars, but there are lease deals to be had on cheaper models. View full post on Bankrate.com: Advice Headlines



Dividend issue moot with Roth IRA

Export a mutual fund just prior to a distribution won’t make tax issues for one investor. View full post on Bankrate.com: Advice Headlines



Repeat refinance could ding credit

Two mortgage refinances in three months could negatively impact a borrower’s credit score. View full post on Bankrate.com: Advice Headlines



Go with refi despite high closing costs

One couple is likely to find including the intention of a refinance will save cash despite high closing costs. View full post on Bankrate.com: Advice Headlines



4 juicy tips to win a lemon law case

Lemon laws vary by state. But getting a new automobile or your money back will be simpler including these tips. View full post on Bankrate.com: Advice Headlines



Can son put college loan ‘on hold’ again?

A graduate who started paying down his student loan wants a “do-over” currently including the intention of he’s unemployed. View full post on Bankrate.com: Advice Headlines



Low CD rates make bonds more appealing

A retiree worried about low CD rates is currently considering shifting to bonds. Is including the intention of wise? View full post on Bankrate.com: Advice Headlines



Mortgage search shouldn’t hurt credit

Comparison shopping for a new mortgage won’t hurt the credit scores of careful borrowers. View full post on Bankrate.com: Advice Headlines



Finding cheap car insurance for a teen

It won’t be simple to buy cheap insurance for your teen driver. These tips will lead to the best rate. View full post on Bankrate.com: Advice Headlines



Frequent compounding boosts a CD’s value

A formula can help you determine a CD’s compounded rate. But using a calculator is simpler. View full post on Bankrate.com: Advice Headlines



Make offer on home prior to auction?

Export a home before it’s auctioned can pay off. But you’ll need to do a lot of homework initially. View full post on Bankrate.com: Advice Headlines